We no longer sell American Community as of October 1, 2009 due to concerns about the company's path.  


American Community Mutual is one of the oldest health insurers in the country. Founded in 1938 as a health insurance company, American Community Mutual has grown to be one of the largest individual and group health insurers.

Sixty-seven years and many changes later, American Community has grown to be a thriving source of comfort for over 200,000 policyholders. With its Home Office in Livonia, Michigan, the Company now has Regional Offices in Arizona, Illinois, Indiana, Missouri, Nebraska, Ohio and Grand Rapids, Michigan.
American Community has two major advantages over its competitors in the marketplace. 1) American Community is a MUTUAL company. American Community is not subject to the quarterly profit pressures that public companies have. American Community is owned by its members and offers its members a long-term view on health insurance. 2) American Community offers its members one of the most advanced Internet services. Many claims and customer service issues can be performed online 24/7, offering you service when you need it.

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Financial Ratings

AM Best's Ratings

Rating: E:  Under Regulatory Supervision
Financial Size Category: VII ($50 million to $100 million)
Outlook: Not avail.
Action: Downgrade
Effective Date: May 06, 2010

While Best's Ratings reflect our opinion of a company's financial strength and ability to meet its ongoing obligations to policyholders, they are not a warranty, nor are they a recommendation of a specific policy form, contract, rate or claim practice. View our entire notice for a complete details.