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From Our Blog

5/13/2010 3:04:00 AM
Small Business Health Insurance Credit Info
Companies with less than 25 employees who provide employer sponsored health insurance plans may be eligible for tax credits of up to 35% of the...

5/4/2010 2:41:00 PM
A Few Details on Health Reform Bill
The CBO now says that the passage of the health care reform act will add cost to everyone's health care costs. This is the opinion that we carried...

Pacific Life

Backed by over fifty years of group insurance experience, Pacific Life & Annuity Company has expanded its capabilities to include a wide range of products including variable life insurance, annuities, structured settlement annuities, and institutional and investment products and services. Today, Pacific Life & Annuity helps plan sponsors provide protection to more than one million individuals through its group life, health, and stop loss contracts. As a multi-line insurance and investment company, with a demonstrated commitment to providing financial protection and outstanding service, Pacific Life & Annuity will now be able to help individuals and businesses reach their most important financial goals.

Pacific Life & Annuity's Group Insurance Division is a leader in providing employee benefit products to plan sponsors located across the nation. The Division offers fully-insured group products to small and mid-sized employers, including a wide range of employer-paid and voluntary life and health products. Stop loss coverage is offered to self-funded employers with 100 or more employees, and is distributed through a network of independent Third Party Administrators. Both fully-insured programs and stop loss contracts are offered to labor-management and union trusts. Group Insurance Division products are not offered in New York.

Pacific Life & Annuity is rated A++ (superior) by A.M. Best, AA+ (very strong) by Standard & Poor's, AA+ (very strong) by Fitch, and Aa3 (excellent) by Moody's for financial strength.

HEALTH PLANS

Pacific Life & Annuity's group health plans are specifically designed to meet the insurance needs of employers and their employees. Plan availability and benefits may vary by geographic area.

Pacific Life & Annuity's medical products include:

Medical and prescription drug insurance plans
- Preferred Provider Organization (PPO) Plans
- Optional benefits with medical plans
  - Maternity
  - Supplemental Accident
Optional Dental Insurance for groups with medical coverage; stand-alone plans available for groups with 5 or more covered employees
Optional Life Insurance and AD&Dptional Short Term Disability
Optional Short Term Disability

Plan Availability - PPO plans with 100% to 50% coinsurance. H Point of service plans. Dental, life insurance, Short term disability.