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HSA Contribution Limits.
Updated for 2009
Following are the current and historical limits and allowed contributions for
those with an eligiblie high deductible health plan (HDHP). HSA trustee accounts
are set up with a banking institution to pay your out of pocket, eligible expenses,
not paid for by insurance, on a pre-tax basis.
Click
Here for IRS indexed information.
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HSA
Limit Information for Tax Year
|
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Maximum
HSA Contribution Levels - & Deductible Maximum from Carrier.
|
2005
|
2006
|
2007
|
2008
|
2009
|
|
Individual
|
$ 2,650
|
$ 2,700
|
$ 2,850
|
$ 2,900
|
$
3,000
|
|
Family
|
$ 5,250
|
$ 5,450
|
$ 5,650
|
$ 5,800
|
$
5,950
|
|
Catch up allowed
for those over age 55
(primary member age is the qualifier for this
option)
|
$ 600
|
$ 700
|
$ 800
|
$ 900
|
$
1,000
|
|
Maximum
Out-of-pocket for HSA HDHPs
|
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Individual
|
$ 5,100
|
$ 5,250
|
$ 5,500
|
$ 5,600
|
$
5,800
|
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Family
|
$10,200
|
$10,500
|
$11,000
|
$11,200
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$11,600
|
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Minimum
Deductible for HSA & HDHPs
|
|
Individual
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$ 1,000
|
$ 1,050
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$ 1,100
|
$ 1,100
No Change
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$
1,150
|
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Family
|
$ 2,000
|
$ 2,100
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$ 2,200
|
$ 2,200
No Change
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$
2,300
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OLD RULES - MSA
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MSA - medical savings accounts
Rules
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| Maximum Deductible
for MSA accounts |
2004
|
2005
|
2006
|
|
Individual
|
NA
|
$ 3,500
|
$ 3,650
|
|
Family
|
NA
|
$ 6,450
|
$6,650
|
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